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A: The qualifications for the American Express Centurion card (a.k.a the “Black Card”) haven’t really been altered significantly since the card was first issued (in stealth mode) in 1999, but American Express has always been very strict about who gets to enter their posh club (as in the card is “by invitation only” and that’s just the beginning).

Although the American Express black card requirements have grown even tighter over time, that hasn’t stopped the exclusive member base from ballooning. According to some investigative work a few years ago regarding the number of lucky individuals who have the American Express Centurion card, it is estimated that possibly up to 100,000 people worldwide have the card, with roughly 20-40% of those cardmembers being based in the United States.

Chase will soon apply their famed 5/24 rule to co-branded credit cards as well.

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